Customers leave old gold against an order, suppliers are owed metal, karigars hold yours. Every one of those accounts is kept here in fine grams โ received at the measured purity, settled in money at an agreed rate, confirmed with the other side, and valued at the reporting date's rate.
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Fine grams โ money kept on its own account
20 g tested at 91% is 18.2 g of fine gold. The account moves by the fine content, and the money is kept on its own account.
Grams become money at the rate you agree: what you owed a customer goes to their deposit; what they owed goes on their Khata.
Confirm a balance with the other side on a date โ agreed, disputed or adjusted โ and print the statement for signature.
Every metal account valued at the day's approved rate beside what the books carry โ revalued in the books or kept as a report, by your policy.
